BROC E. WHITEHEAD BANKRUPTCY
SERVICES OF KANSAS
310 WEST CENTRAL, SUITE 104
WICHITA, KANSAS 67202
BROC E. WHITEHEAD
ATTORNEY AT LAW
TELEPHONE: (316) 263-6500
FACSIMILE: (316) 263-6254
BANKRUPTCY INFORMATION BROCHURE
BANKRUPTCY SERVICES OF KANSAS
If you choose to employ Bankruptcy Services of Kansas to represent you in commencing a bankruptcy action, you will be represented by Broc E. Whitehead. Mr. Whitehead is a member of the Kansas Bar Association with over 25 years experience representing individuals and businesses in bankruptcy proceedings. Mr. Whitehead received his law degree from Washburn School of Law in Topeka, Kansas and is a member of the Bankruptcy Law Section of the Kansas Bar Association.
Bankruptcy Services of Kansas is designed to provide quality bankruptcy representation at affordable rates. Bankruptcy Services of Kansas is located two blocks from the federal bankruptcy court in Wichita, Kansas, which is the court where individuals and businesses located in Central, Southern and Western Kansas must file their bankruptcy actions.
If you employ Bankruptcy Services of Kansas to represent you in commencing a bankruptcy action, all communications with your attorney are kept in strict confidence and will not be disclosed to anyone beyond the information required by the federal bankruptcy court.
TYPES OF BANKRUPTCY PROCEEDINGS
CHAPTER 7 - LIQUIDATION
A Chapter 7 or liquidation bankruptcy procedure is the most common type of bankruptcy action filed by individuals. This procedure allows individuals to discharge all debts, except debts for income taxes, alimony, child support, student loans and several others. Discharge of a debt in bankruptcy proceedings means that you are no longer obligated to pay the debt and the individual or business to whom the debt is owed may no longer attempt to collect the debt from you.
CHAPTER 13 - WAGE EARNER
This procedure allows you to reduce the amount of monthly payments you pay to your creditors by presenting a plan to the bankruptcy court scheduling a single payment made to the bankruptcy trustee each month over a period of 3 to 5 years. From your monthly payment, the bankruptcy trustee pays your creditors.
CHAPTER 11 - REORGANIZATION
An individual or business may elect a reorganization proceeding in which a plan is presented for approval by the bankruptcy court for payment of all or a portion of the outstanding debts over a period of time; the amount of the payments may differ from the original payment terms with the creditors.
CHAPTER 12 - FAMILY FARM REORGANIZATION
For certain types of family farm operations, a special bankruptcy procedure is available which allows the continuation of regular farming operations while a reorganization plan is submitted to the bankruptcy court.
REQUIRED NOTICE
A person who knowingly and fraudulently conceals assets or makes a false oath or statement under penalty of perjury in connection with a bankruptcy case shall be subject to fine, imprisonment or both.
All information supplied by a debtor in connection with a case under the bankruptcy code is subject to examination by the Attorney General.